There appears to be an outlier among the EVs. Large and above-average EVs, such as cars like the Tesla Model X and the Audi E-tron, are involved in an accident once every three years. One notices 40 percent more damage with such cars than the Dutch average. No explanation is given, but the relatively high weight and rapid acceleration of EVs are likely to play a role. It was previously stated that EVs may also cause above-average fatalities due to their higher weight.
Whichever way you turn or turn it, at the bottom of the line it may be cause for concern about the insurance premium for EVs. Another aspect plays a role here: the repair costs. Pricewise director Hans de Kok: “Electric cars are not only often more expensive to purchase, but they also consist of more expensive parts, which makes it much more expensive to repair or replace them in the event of damage. Auto insurance premiums for these types of cars are therefore often higher. “
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