Payments with WhatsApp in Brazil, the first country in the world – Software and App

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Digital payments for WhatsApp are underway in Brazil: it is the first country in the world to experience them. “We are making sending and receiving money as easy as sharing photos, we are also allowing small businesses to make sales directly within WhatsApp,” Mark Zuckerberg writes on Facebook.

“People will be able to send money securely or make a purchase from a local company without leaving the chat – explains the company on his blog -. The more than 10 million small and micro-businesses are the heartbeat of Brazilian communities. Now, in addition to viewing a store catalog, customers will also be able to send payments for products. ”

WhatsApp states that the system takes security into account and “to prevent unauthorized transactions, a special six-digit PIN or fingerprint will be required”. To start, he adds, “we will support Banco do Brasil, Nubank and Sicredi debit or credit cards on the Visa and Mastercard networks, and we are working with Cielo, the main payment processor in Brazil. We have created an open model to accommodate more partner in the future. ”

Sending money or buying on WhatsApp is free for users. Instead, companies will pay a commission, in line with what happens with credit card transactions. Payments will be made through the Facebook Pay platform, which allows users to send money or make a purchase from a local company without leaving the APP.

And since the platforms communicate with each other, “in the future – explains WhatsApp – we want to allow people and companies to use the same card data in the Facebook family of apps”. The company plans to “extend payments to all”.

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