Paper postal vouchers prescribed during Coronavirus emergency: the notice from Poste Italiane

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On its official page Italian post provided guidance on prescribed postal savings bonds in the emergency period for Covid-19. Those who have a voucher that has expired since 1 May 2020 and have been reimbursed will have the opportunity to reinvest it for up to six years.

Here is all the info about it the best rates of June 2020.

Prescribed postal savings bonds

THE postal savings bonds Yes prescribe in favor of the issuer after 10 years from the expiry date of the security. The statute of limitations applies to both capital and interest and when it occurs, all rights are lost. The MEF then communicated that it will therefore be necessary to pay the utmost attention to the prescription as it will start from the expiry / reimbursement and not from the moment in which the securities are found.

With regard to it, Poste Italiane has communicated that pursuant to article 34 paragraph 3 of Law Decree of May 19, number 34, those who have bfp prescribed during the Coronavirus emergency period approved by the Councils of Ministers on 31 January 2020 will have the possibility of collect them within 2 months thereafter at the end of this state. Therefore, the postal savings bonds that are prescribed in the period from 1 February to 31 July 2020 can be collected until 30 September 2020.

You may be interested in the same topic: Postal savings bonds: the Inheritance Solution Coupon arrives, an interesting return in the medium term

Voucher Renew and the best rates of June 2020

The Good Renew it will be the one dedicated to those who have at least one security which has expired since 1 May 2020 and has been reimbursed. It will also be possible to buy more Renewal vouchers after having refunded the expired title but it can be done in a single day which can also be the day after the refund,

The maximum duration of this type of voucher will be 6 years but interest may be received down after the first three years.

The gross annual effective return at the end of the first three years will be 0.25% while at the end of the sixth year of the1%. Please note that no interest will be paid before the third year.

The postal savings bonds with best gross annual yields higher than June 2020 are i 4 × 4 for those who want to invest their money up to sixteen years counting on increasing fixed returns. In any case, the repayment flexibility will take place already after four, eight and twelve years with the recognition of the accrued interest.

The conditions in force since 8 May 2020 inform us that the gross annual effective return at the end of the fourth year will be 0.40%, at the end of the eighth year 0.75%, at the end of the twelfth year of the 1st, 25% and finally at the end of the sixteenth year of the1.75%.

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