Antitrust lighthouse on banks, delays on mortgage stop – Last Hour

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(ANSA) – ROME, JUNE 11 – The Antitrust Authority initiates 4 investigations and 12
moral suasion against sixteen between banks and companies
financial “for conduct relating to the suspension of
mortgage loans and the provision of new loans. The
investigations concern Unicredit, IntesaSanPaolo, Banca Sella and
Findomestic “for problems that emerged both on the absence of
timing information to access the various
support measures dictated in favor of micro enterprises e
consumers. “

To miss, according to the authority, were also “clear
information on the charges deriving from the suspension of the reimbursement
of the loans granted to companies, in terms of increase
of overall interests compared to the total originally
due as an effect of the extension of the plans
depreciation. “Banks would have placed” undue conditions
access to such measures, such as opening a bank account
o possess specific requirements not required by law,
or they would try to divert applicants to forms
different and potentially more expensive access to credit
than those referred to in the liquidity decree “.

The Authority also started a moral suasion activity
in
vis-à-vis 12 other banks and financial institutions (BNL, Banco BPM, UBI
Bank, Crédit Agricole, Credem, MPS, Banco Popolare di Sondrio,
Creval, BCC Pisa, Agos Ducato, Compass and Fiditalia). (HANDLE).

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