Liquidity Decree, the loans guaranteed 100% by the State go up to 30 thousand euros: 10 years to repay them. And self-certification arrives

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They will get to 30 thousand euros – from the 25 thousand expected to date – i 100% guaranteed loans by the state, on which the Prime Minister today Giuseppe Conte he asked banks to speed things up. This is foreseen by some amendments to the Liquidity decree approved in the Chamber’s Production Activities and Finance committees. In addition, the maximum period available for companies to return them is extended to 10 years, against the limit of 6 originally foreseen. The term of the loan it can then rise to 30 years for those up to 800 thousand euros with the state guarantee of 80% which can become 100% with the contribution of consortia.

The text of the amendment on small loans provides that the measure will be accessible, with a simple request, even those who have already obtained a loan these days guaranteed. “This is an important support measure for our economic system, for our small and medium-sized enterprises, for our craftsmen and professionals, which had been strongly requested by the category representatives”, wrote the undersecretary in a note to the Mef Pier Paolo Baretta.

To speed up the procedures for disbursing loans from companies in difficulty, he arrives self-certification. The amendment meets the requests of some members of the judiciary, of the Bank of Italy and advanced banks in recent weeks, The text also provides for a “memorandum of understanding signed between the Ministry of the Interior, the Ministry of Economy and Finance and SACE“For the prevention” of criminal infiltration attempts“.

According to the latest data from the Ministry of Development and Mediocredito central are 303714 for an amount of 13.8 billion, the requests for guarantees received by the Guarantee Fund between 17 March and 20 May. Of these, 301,240 are pursuant to the Cura Italia and Liquidity decree. Among the more than 301 thousand applications pursuant to the liquidity decree, 271,314 transactions refer to loans of up to 25 thousand euros with 100% coverage for which the intervention of the Fund is granted automatically and can be delivered without waiting for the final outcome of the investigation.

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