It can understand anyone to suffer the theft of the wallet or to lose it with the code that corresponds to the current account in which it is held. If so what happens? Can they withdraw money from the current account with the Iban code? Do I have to rush to the branch or contact a toll free operator to block any attempt to access liquidity on deposit?
Can they withdraw money from the current account with the Iban code?
Rest assured all current account holders. It is true that bankruptcy could occur. It is equally true that there may be a need for a forced withdrawal from the savings that taxpayers have in the account. Just as the risk of a foreclosure of the liquidity that the account holder has in deposit with a credit institution is real.
But it is equally true that you do not expose yourself to any danger when you communicate the code that refers to your bank details to third parties. There is no risk even if the account holder were to lose his Iban code. This is because it is a 27-character code that indicates the country, the control number, the CIN, the ABI and the CAB.
Despite knowing the characters that make up the Iban, not even the most shrewd scammers could access the account and make withdrawals. The Iban code is useful not only for the identification of the current account, but also for getting your monthly salary or pension credited. It is also used to allow third parties to issue credit transfers in our favor and for the bank domiciliation of bills.
This is the same as saying that with Iban alone the withdrawal or payment of sums of money is not allowed. Nor is it possible, for those who do not have an account but who know the Iban code, to charge for any expenses and make payments.