Vishing, what is it?
The “vishing” neologism is the result of the fusion of two English words: “voice” + “phising”, precisely vishing. It was imported from America but “honor” is being made here too. How does it work? The scam, to be honest, is so refined and well thought out that it amazes even just to understand how it is implemented. They are electronic scams with the help of the human voice.
How does it work?
Mechanism: it starts from credit cards cloned or stolen at night in the sorting centers of the Italian Post Office. And before they reached the customers; in practice they identified the envelopes among those waiting to be sent. Once the physical support, ie the paper, has been obtained, the “telephonists”, experts of the scam by human voice, come into play. These, pretending to be fake bankers or credit card companies, make calls to banks or card recipients. Reporting phantom anomalies in the management of the credit card or current account, with skilful turns of words they managed to take possession of personal data. In fact, they propose the activation of “security procedures” asking the victim to read aloud the “confirmation code”.
That just at that moment arrives on the victim’s cell phone as the scammers are carrying out the web transaction on the other side of the phone. Having everything in hand (cards, personal data and pin codes) to be able to use them, the current account of the unfortunate on duty was quickly dried up.
A diabolical yet “perfect” mechanism
In practice, the security code is the only missing data for cyber thieves to close the work. That’s why the call is triggered. At that point the criminals or withdraw the money from the victims’ ATM to move it to c / c and prepaid activated by the other members of the group. Or they proceed with the purchase (on online platforms) of goods and services for thousands of euros that the victim will discover only upon receipt of the account statement.
Be very careful with this scam with which they will empty all the money from your current accounts
Unfortunately we will never tire of saying that caution should never be under-measured. Never pass our data to strangers by telephone, e-mail or via social media; especially when there are passwords, pins, secret codes in the middle. And even when on the phone they present themselves with all the most “beautiful” credentials in the world. Such as bank managers, police officers, operators of companies distributing the same cards. “Always be wary”, is also the heartfelt invitation of the Postal Police, which recently defeated a criminal gang dedicated to this fraud. Six arrested (charges of: replacement of person, aggravated theft, undue use of payment cards) who managed to steal over 1 million euros.