27-year-old Rik from The Hague has been helped by collective debt settlement. He has a debt of roughly 12,000 euros. It started at the age of eighteen: “I came from a home and suddenly became responsible for gas, water, light bills, for example. But I was more concerned with life: looking for social contacts, partying late into the night.”
After six years, he sought help. Now he is helped by collective debt counseling. “That gives me peace of mind. I now pay a part every month and that feels good.” Rik has tips for people who are also at risk of drowning in debt: “Don’t wait too long, look for help, and don’t be ashamed of it. And beware of online stores, where you can order on credit for hundreds of euros. shouldn’t be possible. “
The Hague has agreements with more than 30 organizations such as the Vestia housing corporation, the tax authorities, and health insurers VGZ and Zilveren Kruis. “But many companies are not yet included, such as Bol.com and Zalando. That would make a huge difference. Because if we have to consult with parties that are not affiliated, that can actually slow things down enormously”, says Vos.
Amsterdam, Den Bosch, Almelo, Eindhoven, Hollands Kroon and Leiden are now also introducing the method. The same applies to the seven municipalities that are affiliated with the social service Drechtsteden and 67 municipalities through the Kredietbank Nederland.
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