It is an interest rate per account and not per customer, says a spokesman.
With these adjustments, 98.7 percent of all private and business customers are still free from negative interest, the bank says. Those customers receive 0.01 percent interest.
The bank does not rule out that the threshold for charging negative interest will be lowered in the future to savers who have less than EUR 250,000. “Given the persistently low interest rates, we can unfortunately not give any guarantees.”
From 1 January 2021, ING also charges negative interest on more than 2.5 tons of deposited money. Again, this concerns an interest rate per account and not per customer. At Triodos, the limit is even 100,000 euros.
At ABN Amro, the rich from the big banks are still the best off. There, only customers who pay 2.5 million in equity for the time being, 0.5 percent interest since April 2020.
Some countries, such as Belgium, have a ban on negative interest rates. This should prevent people from keeping money at home. A year ago, Minister of Finance Wopke Hoekstra stated that he had no intention of introducing such a ban in the Netherlands.
While many banks encourage savings, it is not lucrative for them. They have to pay for the surplus savings that they store at night at the European Central Bank. He charges -0.5 percent for this.
*The article has been translated based on the content of Source link by https://www.rtlnieuws.nl/economie/beurs/artikel/5187156/rabobank-negatieve-rente-25-ton
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